Mortgage reduction for underwater homeowners

JACKSONVILLE, Fla. -- Life is good for John and Sharon Fisher, but they would be first to tell you that it would be better if they had a break on their mortgage.

"We have a very high interest rate," said Fisher, "but we've never missed a payment, we've never been late."

The Fishers are retired, on a fixed income, and they say sometimes the $1,200 a month payment becomes a struggle.

"We love our home," said Fisher, "We can't sell it and we don't want to sell it."   

They can't sell because when the economy tanked, foreclosures went up and home values went down.

"We've lost almost $100,000 in the place," he said. 

The Fishers are hoping the state's newest program will help; they've  applied to the Florida's Principal Reduction Program.

"Before I Die" notes cover entrance of local business

JACKSONVILLE, Fla. -- A business in the Avondale shopping district is turning heads and making people think about their lives.

The owner of Gottahaveit in the 3700 block of St. Johns Ave. is taking part in the "Before I Die" movement.

"I just thought it was a really cool idea," said Iva Keyworth.

Keyworth stumbled upon the international community art movement while surfing the web recently.

The movement started in 2011 after a New Orleans woman lost someone close to hear.

So she started a "Before I Die" wall to help others realize just how precious life can be.

Now, other walls and installments of the project have spread all over the world as a way for people to share the things they want to do and accomplish before it's too late.

Keyworth told First Coast News she connected with the idea because of something tragic that happened to her husband.

Typewriter business may have market cornered

JACKSONVILLE, Fla. -- If a TV breaks, typically it's easiest to buy a new one.

If the printer won't print, it seems most times folks will toss it and get a new one.

We live in a time where people are quick to update new technology with newer, and throw out the broken stuff. But Bill Pridgen slows down and fixes it.

"You gotta make it work," Pridgen said. "I got machines from all over the country to fix."

Typewriters.

"And I actually stay busy most of the time," Pridgen said.

If you were wondering where all the typewriters have gone, you need look no farther than inside the McDavid Typewriter Service shop.

Wall-to-wall and from floor to ceiling typewriters representing every decade all the way back to the 1890s are stored.

Most of them waiting their turn on Pridgen's workshop repair table for paying customers.

"And most of our customers have been the same ones we've had for years."

Real ways to help you find a job and other resources

JACKSONVILLE, Fla. -- Shawntray from the Westside asked the On Your Side team a question.

He said he recently lost his job as a security guard because he was sick and can't find work. Shawntray said he lost his home and he's afraid he'll lose his car. He wants help.

Shawntray, here is what you do:

1) Get your hands on a phone in the area of Northeast Florida and dial the United Way's 211. It is a referral source that will refer you to places for emergency financial assistance, food, shelter and clothing and a lot of other service.

2) Call the company that you make car payments and explain your situation. Ask if some payments can be deferred.

3) Go to a place like WorkSource Florida. They have offices across the region They will help you or anyone looking for work Find a job. Call 904-356-JOBS for more information.

Overgrown sidewalk concerns Lakeshore neighbors

JACKSONVILLE, Fla. -- A viewer said part of the sidewalk along Park Street at Stimson Street is so overgrown that you have to walk in the street. The viewer worries about the safety of children at a nearby elementary school.

After FCN's David Williams called the city, spokesperson Debbie Delgado said a public works crew is now scheduled to trim the overgrowth by the end of this week.

 

 

 

 

 

 

 

City proposes plan for St. Johns River cleanup

JACKSONVILLE, Fla. -- Cleanup will soon begin on the St. Johns River thanks to a plan proposed by the city. It comes two years after it was supposed to be released.

Earlier this month tests showed toxins were below the harmful level for recreational exposure but about the threshold for drinking water.

According to the Florida Times Union, it's still unclear how the city will fund the work.  There are construction projects that will cost at least $300 million dollars.

Public Works Director Jim Robinson wrote a letter to the Florida Department of Environmental Protection in September. He said the city is committed to making improvements to the health of the St. Johns river and its tributaries and will meet state-imposed water pollution reduction goals for 2015 and 2023.

Hole in roof reveals hole in insurance coverage

JACKSONVILLE, Fla. -- Florida is number two when it comes to mortgage foreclosures, mortgage fraud probably ranks as high. 

Rosemary Toliver completed a mortgage modification in 2010 and was convinced she had crossed every 'T' and dotted every 'I.'  But a hole in her roof revealed that there's a hole in her loan modification plan.

"I don't have any insurance on the house," said Toliver.

The loan modification is with Walkhampton Capital Corporation, a Canadian investment company. And her documents show that she was paying for 'forced place hazard insurance.'

"I've been paying in my mortgage this insurance coverage," Toliver said.

Every month Toliver's paid $53 for insurance to cover damage to the building, but not her personal items.

"It is crazy, it is really crazy and I'm getting nowhere," said Toliver.